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As you shop, a driver sideswipes your vehicle in the parking lot. They leave. What are your options? Private property damage is not uncommon. It can occur at your home, in a parking lot, or just about any other location. The police may be able to help. Your auto insurance agent can help you, too, depending on the type of insurance you have. READ MORE >>

In most situations, obtaining financial support from your home insurance policy is straightforward. If something happens, you file a claim with your agent. Your agent processes this information with the insurer directly. They provide you with a check for the damages. However, there are times when a denial can occur. READ MORE >>

Drivers want low auto insurance rates. No one wants to overpay for them. Yet, rates vary significantly from one driver to the next. They also vary by location. If you paid one rate in New York, you may pay less if you lived in Vermont. Rates can even vary from town to town, from neighborhood to neighborhood. READ MORE >>

Business insurance providers often offer discounts for safe, secure operating facilities. Facility safety doesn’t stop at the door, however. Today’s business owners are outfitting their commercial fleets with safety technology. This leads to their saving money on their insurance plans in the process. READ MORE >>

Keeping your home in good condition is a goal and responsibility of every homeowner. You have home insurance to help minimize losses that you cannot prevent. This type of policy covers unexpected and accidental risks. It does not cover incidents that result from the normal wear and tear of your home. READ MORE >>

There are many ways to save money on auto insurance. Many vehicle owners assume they will get the lowest rate available as soon as they request a quote. That is not always the case. Being a smart driver means knowing what discount options are available to you. You may find a wide range of savings opportunities to help reduce your premium. READ MORE >>

Understanding the specific terms of home insurance is important. Some policies offer inflation guard. This is a type of endorsement, or add-on, to your plan. In many areas, it is very valuable. The goal of insurance is to protect you from financial loss. Most policies are static. READ MORE >>

As you’re growing your business, understanding your insurance is important. A lot of business owners have a question, however. Are the premiums you’re paying for a business insurance policy tax-deductible? The Answer In short: Yes, business insurance premiums are often tax-deductible. READ MORE >>

Who caused the accident? In some situations, it does not matter as much. When a vehicle accident occurs, one of the first steps you must take as a driver is to contact the police. The police arrive at the location. They inspect both vehicles. And, eventually, they determine who caused the accident. READ MORE >>

You rely on your home appliances every day. When they fail to work, it can be expensive to repair them. In some situations, home insurance may offer some financial help. However, routine maintenance is often not a coverage on standard homeowners insurance policies. READ MORE >>

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